So as part of my Let’s Rethink series I had a ponder about the UK Housing market and what is causing it to stagnate, at the end of that I proposed the invention of a new investment vehicle to help drive building and increase the housing stock.
Today (1st April 2026), the Government announced the National Housing Bank – I have checked and it wasn’t an April Fools joke. This new entity includes many of the things that I also suggested, below is a quick summary , and after that there is a link to more information.
Homes England’s National Housing Bank is officially opening for business, backed by a new Investment Prospectus that sets out the agency’s full range of funding and support.
The National Housing Bank is a new government public finance institution with the authority and ambition to accelerate the delivery of new homes and communities, whilst also enabling the regeneration of towns and cities across England.
Backed by the UK government, the National Housing Bank will work with house builders, developers, investors and registered providers to deploy up to £16 billion of debt, equity and guarantees. The bank will also work with Mayors through Homes England’s new regional model to strengthen collaborative working with partners and leaders.
A subsidiary of Homes England, the bank is powered by the Agency’s expertise and will support the delivery of more than 500,000 homes and a raft of major regeneration and mixed-use schemes, alongside unlocking more than £53 billion of private investment over the next ten years.
The National Housing Bank’s launch on Wednesday, 1 April is supported by Homes England’s new Investment Prospectus, the Agency’s single, authoritative statement of how it invests to deliver homes and regeneration. With the bank at its core, the Investment Prospectus brings together for the first time Homes England’s full range of capital products, land, powers and technical expertise in one public document – making it easier for local leaders and partner organisations to understand the role the Agency and the National Housing Bank can play in delivering their pipeline of housing and mixed-use schemes.
https://www.gov.uk/government/organisations/national-housing-bank
I will keep an eye on this and personally feel it is a good step forward.
For more information on my thoughts check out – Let’s Rethink Housing Series
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